Simplify The Way You Get Paid With Cobalt Payments

Finding the right Merchant Services Payment Provider has a direct impact on the way you run your business, your finances, and ultimately how you better serve your customers.

Cobalt offers credit card processing/merchant account options for business owners having a difficult time opening a merchant processing account. If your business falls under any of the following industries, we can help you find a payment solution.

High-Risk Processing that’s Right for Your Business

High-Risk Credit Card Processing | Best High-Risk Merchant Account Service Providers 2023

We provide merchant processing accounts that meet your business needs.
We understand that reliability and security are equally important for your growing business.

There are many business types that fall into the high-risk payment processing category. It might come as a surprise to some, but the many industries are considered to be a high-risk industry. It has nothing to do with how a business operates or the customers themselves. One of many reasons why certain merchant accounts are considered high-risk is that their accounts are highly susceptible to fraud. So what are you to do? Well, our team is more than prepared to help your business get the payment processing you deserve.

  • What to look for in a Payment Processing Partner:

The travel industry is unique, and that means you need a payment processing partner that understands that your industry has very unique challenges that require unique solutions. That being said, there are two major factors you need to consider when trying to find the best payment processing partner for the travel industry. First, you will need to look for a service that doesn’t try to nickel and dime you with additional fees. Some fees can be reflected as an additional risk to your business. While credit card processing fees are at times the cost of doing business you don’t want a partnership that could poorly affect your business from running efficiently. You will also want to be sure to look out for partners that have the right processes and protocols in place from the start to ensure that your business will always be able to fulfill its payment processing needs.

  • The Solution:

We are more than prepared to help your business grow. We specialize in providing high-risk industries of all types get the payment processing methods that their business needs. Please complete the form below & a member of our team will be in touch with you to discuss options to apply for a high-risk merchant account. We look forward to hearing from you and helping your business run better than ever.

Industries We Serve

  • Adult

  • Supplements

  • Forex Trading

  • eCigarettes

  • CBD eCommerce
  • Travel

  • Nutraceuticals

  • Firearms

  • Crypto

  • Vape

Our Process

Submit Your Completed MPA

Send us your completed and signed merchant application along with any necessary supporting documents.

Get Your Approval

Boarding and approvals take 3-5 business days depending on the account and needed documentation.

Integrated Payments

Once approved, we’ll provide you with hardware or payment gateway options for your high risk merchant account.

How Cobalt Compares

We have expert knowledge in PCI Compliance, POS Systems, new and contactless payment technologies and some of the lowest processing rates around.

Comparison

  • Contracts
  • Fees
  • Integration
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  • Help
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  • Hardware
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  • Compliance
  • Services
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  • Transfers
  • No long-term contracts
  • No hidden fees
  • One system for all functions, built to work together

  • Free customer support through phone, email, and our Support Center
  • Affordable hardware, no leases or hardware return fees
  • Complies with PCI standards for you

  • Omnichannel payments processing for retail & ecommerce
  • Reliable transfers in 1–2 days – or less

Banks

  • Long-term w/ termination fees

  • Fine-print fees – can increase your rate
  • Three different systems for hardware, software, and payment processors
  • Additional out-of-pocket support to set up & keep your systems working
  • High cost to lease hardware from the banks or acquiring partners
  • PCI compliance is on you
  • In-person processing incl. Online services subject to availability
  • Transfers in 3–7 business days

ISOs

  • Long-term contracts w/ buyout fees
  • Fine-print fees – can increase your rate
  • Three different systems for hardware, software, and payment processors
  • Additional out-of-pocket support to set up & keep your systems working
  • High cost to rent, lease, or buy hardware from the ISO
  • PCI compliance is on you
  • In-person processing incl. Online services subject to availability
  • Transfers in 2–10 business days

Everything You Need in a POS System

With Clover®, you can get more done in less time with the ability to manage your entire business. Track inventory, manage employees, and gain customer insight to build strong and lasting customer relationships by accepting payments with ease.

Enhance your business by adding apps from the ever-expanding Clover App Market. This incredible flexibility ensures that your hardware can evolve with your business for years to come.

Ready to Talk?

Contact us – we’re just a phone call away.