Simplify the Way You Get Paid with Cobalt Payments

Finding for the right Merchant Services Payment Provider has a direct impact on the way you run your business, your finances, and ultimately how you better serve your customers.

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Processing that’s Right for Your Business

Payment Processing & Merchant Services

We provide merchant processing accounts that meet your business needs.
We understand that reliability and security are equally important for your growing business.

Cobalt offers credit card processing/merchant account options for business owners having a difficult time opening a merchant processing account. If your business falls under any of the following industries, we can help you find a payment solution.

Industries We Serve

Our Process

Submit Your Completed MPA

Send us your completed and signed merchant application along with any necessary supporting documents.

Get Your Approval

Boarding and approvals take 3-5 business days depending on the account and needed documentation.

Integrated Payments

Once approved, we’ll provide you with hardware or payment gateway options for your high risk merchant account.

How Cobalt Compares

We have expert knowledge in PCI Compliance, POS Systems, new and contactless payment technologies and some of the lowest processing rates around.

Comparison

  • Contracts
  • Fees
  • Integration
    _
  • Help
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  • Hardware
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  • Compliance
  • Services
    _
  • Transfers
  • No long-term contracts
  • No hidden fees
  • One system for all functions, built to work together

  • Free customer support through phone, email, and our Support Center
  • Affordable hardware, no leases or hardware return fees
  • Complies with PCI standards for you

  • Omnichannel payments processing for retail & ecommerce
  • Reliable transfers in 1–2 days – or less

Banks

  • Long-term w/ termination fees

  • Fine-print fees – can increase your rate
  • Three different systems for hardware, software, and payment processors
  • Additional out-of-pocket support to set up & keep your systems working
  • High cost to lease hardware from the banks or acquiring partners
  • PCI compliance is on you
  • In-person processing incl. Online services subject to availability
  • Transfers in 3–7 business days

ISOs

  • Long-term contracts w/ buyout fees
  • Fine-print fees – can increase your rate
  • Three different systems for hardware, software, and payment processors
  • Additional out-of-pocket support to set up & keep your systems working
  • High cost to rent, lease, or buy hardware from the ISO
  • PCI compliance is on you
  • In-person processing incl. Online services subject to availability
  • Transfers in 2–10 business days

Payment Processing & Merchant Services Your Business Needs

Business Consultations

Cobalt provides a range of services that are equipped with the latest technology to help your brick and mortar or online business succeed.

Payment Industry Updates

We are committed to staying up-to-date and educated with the latest technology so you are always running efficiently.

Grow Above and Beyond

At Cobalt, we recognize that every business is unique. We strive to assist you in reaching your individual goals in order to become the best brand possible.

See more of what Cobalt can do.

View all our services

Everything You Need in a POS System

With Clover®, you can get more done in less time with the ability to manage your entire business. Track inventory, manage employees, and gain customer insight to build strong and lasting customer relationships by accepting payments with ease.

Enhance your business by adding apps from the ever-expanding Clover App Market. This incredible flexibility ensures that your hardware can evolve with your business for years to come.

Learn More

Find the Device that Suits Your Business

Clover Station 2.0

  • Works through Internet Connectivity Issues
  • Takes Virtually All Kinds of Payments
  • Keeps Stored Information Safe with Built-In Fraud Protection

Clover Mini

  • Powerful, Yet Compact
  • Built-In Receipt Printer
  • Contactless Payment & Built-In EMV Chip

Clover Go

  • Transactions from Anywhere with WiFi
  • Prevents Fraud through Trans-Armor Technology
  • Ready-to-Use Right out of the Box

Clover Flex

  • Built-In Credit Card Reader
  • Fast and Flexible Wireless Connectivity
  • Compatible with All Clover Devices
Learn More

Ready to Talk?

Contact us – we’re just a phone call away.

(860) 270-0552

or

Schedule a Call