Step 1 of 5
Business Profile
Tell us about your business. This is used to match you with the right processing solution and begin underwriting.
Please enter your legal business name.
Underwriters review your site for compliance signals. Ensure your refund policy, terms, and contact info are visible.
Please describe your products or services.
Be specific. Clear business descriptions significantly improve approval speed and rate quality.
Please select your country.
Please enter years in business.
Please enter your EIN.
Format: XX-XXXXXXX. Required for merchant account underwriting.
Business Contact
Please enter a valid email address.
Please complete the CAPTCHA to continue.
Step 2 of 5
Transaction Profile
Processing volume and transaction patterns are critical for underwriting. Provide your best estimates — accuracy helps secure better rates.
Face-to-face + MOTO/eCommerce must total 100%.
MOTO = Mail Order / Telephone Order. Card-not-present transactions carry higher risk — be accurate here.
Step 3 of 5
Owner / Signer
We need details for the primary signer (owner or authorized officer). All information is encrypted and used solely for identity verification.
Please enter the owner's full name.
Please enter a title.
Please enter date of birth.
Providing SSN speeds up approval. It's encrypted and never stored in plaintext.
Contact Information
Please enter your home address.
Please enter a valid phone number.
Please enter a valid email.
Step 4 of 5
Supporting Documents
Upload your documents below. Accepted formats: PDF, JPG, PNG (max 10 MB each). These are encrypted and shared only with your assigned underwriter.
Driver's License / Gov ID
Color copy, front & back. Must be government-issued and current.
✓ File selected
3 Months Bank Statements
Most recent 3 months, all pages. Business account preferred.
✓ File selected
Articles of INC / Organization
State-filed incorporation documents or LLC operating agreement.
✓ File selected
3 Months Processing Statements
If available. Helps secure better rates and faster approval.
✓ File selected
Don't have all documents ready? You can submit this application now and email your documents to documents@cobalt.info within 48 hours. Note your application reference number from the confirmation email.
Step 5 of 5
Review & Submit
Please review your information before submitting. You can go back to any section to make changes.
Business Profile
Edit →
Legal Business Name—
Website—
Business Type—
Country / Years—
EIN / Tax ID—
Business Email—
Transaction Profile
Edit →
Avg / High Sale—
Monthly Volume—
Transaction Split—
Owner / Signer
Edit →
Full Name / Title—
Ownership / DOB—
Cell / Email—
Documents
Edit →
Gov IDNot uploaded
Bank StatementsNot uploaded
Articles of INCNot uploaded
Processing StatementsNot uploaded
Your information is secure. This application is transmitted over 256-bit SSL encryption. Your data is shared only with Cobalt's underwriting team and our banking partners for the purpose of evaluating your merchant account application. We never sell or share your data with third parties. View our Privacy Policy.
