Virtual Terminals: Accept Payments Anytime, anywhere

Securely process credit card payments from any browser—no physical terminal needed. Ideal for mail and phone orders (MOTO), Cobalt’s Virtual Terminal offers seamless transactions, recurring billing, and easy payment management from any device.

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Just getting started?

Virtual Terminals: Accept Payments Anytime, anywhere

Securely process credit card payments from any browser—no physical terminal needed. Ideal for mail and phone orders (MOTO), Cobalt’s Virtual Terminal offers seamless transactions, recurring billing, and easy payment management from any device.

Just getting started?

Accept Payments Anywhere

Take payments securely via desktop, laptop, or mobile—perfect for mail and phone orders (MOTO).

Secure & PCI-Compliant

Cobalt’s Virtual Terminal ensures safe, PCI-compliant processing for one-time and recurring payments.

No Card or Terminal Needed

Merchants can manually enter card information without requiring a physical credit card or POS system.

Store Customer Data for Faster Checkouts

Securely save customer details for future transactions, subscriptions, and quick repeat purchases.

Seamless Payment Processing

  • No Hardware Needed: Process transactions securely without a physical terminal

  • Perfect for MOTO Transactions: Ideal for mail order and phone payments when the card isn’t present.

  • User-Friendly Interface: A simple, browser-based virtual POS for quick and easy payments.

Enhanced Security & Compliance

  • PCI-Compliant Processing: Ensures secure, encrypted transactions for every payment.

  • Fraud Prevention Measures: Multi-layer security to reduce chargebacks and unauthorized transactions.

  • Tokenized Data Storage: Safely store customer payment details for recurring billing and faster checkouts.

Flexible & Scalable for Any Business

  • Works on Any Device: Accept payments via desktop, laptop, or mobile browser.

  • Recurring & Scheduled Billing: Automate payments for subscriptions and repeat customers.

  • Complimentary with Cobalt Payments: Get Virtual Terminal free with a Cobalt account—no extra costs.

B2B Payment Experts

Let’s build a solution that fits your business needs.

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Build a plan that suits your Business

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See what else Cobalt can do for you

We offer a variety of services to help merchants run their businesses

Is Clover Right for My Restaurant?

Clover is specifically designed for restaurants and trusted by many of America’s top full-service dining establishments.

What Does Clover Cost?

Learn about our pricing and build the perfect POS system for your business.

Discover Popular Features

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Packages for New Business

Explore packages designed to support newly opened establishments.

Get started with Cobalt today

Schedule a free demo and our experts will help you evaluate your business needs