Merchant Services for Banks & Credit Unions: Streamlined, Secure, and Scalable

Empower your financial institution with a merchant services program. Cobalt provides seamless payment processing solutions, operational support, and customer service—helping banks and credit unions expand their offerings without the added overhead.

Merchant Service Integration

Expand merchant services without additional staff or infrastructure, offering payment solutions as part of your core banking operations.

Cost-Effective & Scalable Operations

Outsource back-office and customer support, allowing you to scale services while reducing costs and maintaining compliance.

Comprehensive Payment Solutions

Provide credit & debit processing, mobile payments, ACH transfers, and POS management, ensuring businesses can accept payments securely.

Enhanced Security & Compliance

Ensure PCI-DSS certified payment processing, fraud prevention, and regulatory compliance to protect transactions and customer data.

Leverage Industry Expertise

  • Flexible Scaling: Adjust resources based on market demand and business growth without increasing overhead.

  • Operational Efficiency: Free up your team to focus on innovation and strategic banking initiatives while Cobalt manages daily logistics.

  • Expert Support: Access a highly skilled support team to handle routine back-office tasks and customer service, ensuring seamless operations.

More Stable Technology Costs

  • Lower Capital Expenditures: Shift infrastructure and support costs off the books to create a more predictable budget.

  • Industry-Specific Solutions: Leverage Cobalt’s expertise to ensure your institution has the right technology for its needs.

  • Streamlined Operations: Reduce IT complexities while maintaining access to cutting-edge payment solutions.

Improve Customer Experience & Satisfaction

  • Increased Agility: Seamlessly adapt to market changes, growth periods, or mergers without service disruptions.

  • Enhanced Customer Engagement: Prioritize customer relationships while Cobalt manages merchant service operations.

  • Scalable Support: Ensure reliable and flexible service that grows with your institution, maximizing long-term success.

Features

  • Seamless Growth & Cost Efficiency: Expand operations without additional office space, infrastructure, or staffing, reducing overhead and improving scalability.

  • Tailored Service & Support: Customize merchant services, SLAs, and workflows to meet your institution’s needs while ensuring compliance and efficiency.

  • Expert Workforce Integration: Leverage trained specialists as a private-label extension of your team, delivering industry-standard support without increasing headcount.

  • Enhanced Accuracy & Service Delivery: Optimize transaction speed, accuracy, and customer experience with a broad range of seamless, high-value solutions.

Merchant Payment Experts

Let’s build a solution that fits your banking needs

Explore what Cobalt can do for you.

  • Merchant Services 🡪

  • Agent Program 🡪

  • Payment Processing Solutions 🡪

  • Marketing & Web Design 🡪
  • Clover POS 🡪

Build a plan that suits your Business

Explore some of our plans and book a free demo tailored to your business needs

Starter

Operate your business with a powerful POS system to efficiently manage transactions and customer interactions at your main service station.

Starting at

$135 /month for 36 months

  • Station Solo POS system with a 14″ screen

  • Full access to all updates
  • 24/7 Support

Standard

Improve your front-end operations with a versatile handheld POS system, allowing you to handle transactions and customer interactions seamlessly at your service desk or on the go.

Starting at

$195 /month for 36 months

  • Station Solo POS system with a 14″ screen

  • Handheld Flex for on-the-go payments
  • Full access to all updates
  • 24/7 Support

Pro

Streamline your entire business by integrating front-end and back-end operations, and efficiently handle complex workflows with comprehensive management tools.

Starting at

$300 /month for 36 months

  • Station Duo POS system w/ merchant 14″ + customer 8″ screens
  • Station Solo POS system with a 14″ screen

  • Handheld Flex for on-the-go payments
  • Full access to all updates
  • 24/7 Support

See what else Cobalt can do for you

We offer a variety of services to help merchants run their businesses

Is Clover Right for My Restaurant?

Clover is specifically designed for restaurants and trusted by many of America’s top full-service dining establishments.

What Does Clover Cost?

Learn about our pricing and build the perfect POS system for your business.

Discover Popular Features

Discover the features that businesses from clothing retailers to full-service restaurants rely on.

Packages for New Business

Explore packages designed to support newly opened establishments.

Get started with Cobalt today

Schedule a free demo and our experts will help you evaluate your business needs