Customer Token Vault: Secure & Efficient Payment Storage

Enhance payment security, reduce fraud, and improve approval rates with Cobalt’s Customer Token Vault. By replacing sensitive card data with secure network tokens, merchants can streamline transactions while minimizing compliance risks.

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Secure Tokenized Transactions

Customer Token Vault eliminates exposure to raw card data, reducing the risk of breaches while ensuring safe, PCI-compliant storage.

Lower Fraud Risk & Chargebacks

By using network-generated tokens, merchants experience up to 28% lower fraud rates and fewer chargebacks from unauthorized transactions.

Minimized Payment Declines

Network tokens are dynamically updated, reducing failed transactions due to expired or replaced cards, leading to higher approval rates.

Increased Cost Savings & Revenue

With optimized approval rates and lower processing costs, merchants benefit from higher revenue retention and fewer payment disruptions.

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Enhanced Security with Network Tokenization

Protect Card Information: Transform raw card details into secure network tokens, preventing direct exposure to sensitive data.

Ensure PCI Compliance – Maintain industry-leading security standards with tokenized storage, reducing compliance burdens.

Reduce Fraud & Chargebacks – Transactions processed with network tokens experience 28% lower fraud rates, minimizing disputes.

Improve Payment Success Rates

Automatic Card Updates: Network tokens update dynamically, preventing payment failures due to expired or replaced cards.

Reduce Failed Transactions: Ensure uninterrupted recurring billing and subscription payments by keeping payment credentials current.

Increase Authorization Rates: Merchants benefit from 4.6% higher approval rates, leading to improved cash flow and customer retention.

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Easy Integration & Multi-Processor Support

Compatible with Leading Processors – Supports TSYS, First Data, Worldpay, NMI Payments, and other major payment networks.

Works for Recurring & Saved Payments – Store customer profiles for subscription billing and faster repeat transactions.

Full Merchant Portal Control – Configure tokenization settings and preferences directly within the Cobalt Merchant Portal.

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Starter

Operate your business with a powerful POS system to efficiently manage transactions and customer interactions at your main service station.

Starting at

$135 /month for 36 months

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Station Solo POS system with a 14″ screen
Full access to all updates
24/7 Support

Standard

Improve your front-end operations with a versatile handheld POS system, allowing you to handle transactions and customer interactions seamlessly at your service desk or on the go.

Starting at

$195 /month for 36 months

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Station Solo POS system with a 14″ screen
Handheld Flex for on-the-go payments
Full access to all updates
24/7 Support

Pro

Streamline your entire business by integrating front-end and back-end operations, and efficiently handle complex workflows with comprehensive management tools.

Starting at